CASE STUDY

Wealth And Legacy Planning

“Kearsten and Cynthia have been my financial planners for a year now and we've found them to be exceptionally valuable to helping us getting our ducks in a row and feeling better prepared for the future.”

Name, Title

Meet Our Clients

A couple in their 70s with adult children and grandchildren, retired business owners.

The challenge

They had accumulated wealth over their lifetime, but now their focus was on protecting it.

They were property and cash flow-rich with surplus cash, but they lacked knowledge on how to invest further and didn’t want to acquire more property, as they valued liquidity.

They wanted to provide financial support to their adult children while ensuring the security of their assets.

With multiple entities, including an SMSF, the complexity of their financial structures created challenges, and they lacked a clear strategy or purpose for their wealth.

The solution

Assisted them in managing cash to maximise returns through high-interest savings and term deposits.

Created an investment portfolio for a portion of their liquid assets for long-term growth.

Developed strategies to minimise tax implications and support cash flow needs for future property transactions.

Reviewed their estate plan to ensure assets across all entities would be passed according to their wishes, protecting assets within their family bloodline.

Identified values and goals for their wealth and developed strategies for wealth transfer to their children.

The result

Clear direction for their assets, with purpose behind the entities and structures.
Tax efficiency was maximised, both now and for future generations.
Plans for providing financial support to family members.
Investment strategy aligned with their risk tolerance and timeframes.
Actively managing cash portfolios for maximum return on conservative investments.
Secured wealth within the family through a comprehensive estate plan.

Wealth And Legacy Planning

CASE STUDY