Why Independent Advice Matters to you
Our commitment to independent financial advice ensures every recommendation is made with your best interests at heart—free from product ties, commissions, kickbacks or hidden agendas. Being independent means we put you first, always.
Independent, Unbiased Financial Guidance Tailored to Your Goals
Unlike advisers linked to financial institutions, we have the freedom to explore a wide range of options. This means we can craft strategies that genuinely serve your needs. With a fee-for-service model, our only incentive is to help you achieve your financial goals with clarity, confidence and complete transparency.
Key benefits of independent advice
Unbiased Recommendation
We are truly independent, meaning we are not tied to any bank, insurance company or financial product provider. This gives us the freedom to provide objective, client-first advice without external influences like commissions or kickbacks.
Tailored Solution
Your financial needs are as unique as you are, and your advice should reflect that. We take the time to understand your goals, crafting personalised strategies that align with your aspirations and lifestyle, without the constraints of tied products or hidden fees.
Transparency
We believe in complete clarity when it comes to your financial future. Our fee-for-service model ensures you always know what you're paying for, with no hidden costs, conflicts of interest or commissions. As independent advisers, we are free from external influences, so you can trust that our recommendations are made solely with your best interests in mind.
HOW IT WORKS
Our Simple, Proven Process to Financial Success
From discovery to action, we guide you through every step, ensuring your financial goals are within reach.
What Our Amazing Clients Are Saying
“From the initial meeting with Addi House, Kearsten's advice has been like a paradigm shift for us. Kearsten's approach and thoughtful consideration, has given us new perspectives on our current and future financial position. She was responsive, personable and pleasure to work with. With our advice session, Kearsten was never rushed, and took time to ensure that we fully understood the advice and the way forward. This was followed up with an advice summary that was both clear and comprehensive. We would not hesitate to recommend her.”
Stephen W
“I came to Addi House a newly single, self funded retiree, feeling financially overwhelmed.
Kearsten and Cynthia helped me identify and prioritise my financial and lifestyle goals and then developed a cash flow plan to fit my circumstances. Having a cash flow plan established has enabled me to feel in control of my finances again, and restored my confidence in achieving the lifestyle I had wanted in my retirement”
Meredith D
“From our first meeting with Kearsten James from Addi House, we realized they had the expertise to understand where we were in our business and life and progress up through to a planned retirement. Kearsten has been our financial planner for a few years and are extremely confident our best interests are a priority. Kearsten’s friendly, outgoing personality, her regular contact with us, professionalism and attention to detail makes us confident and relaxed that she will always do her best for us and is always approachable. We have no hesitation in recommending Addi House as personal financial planners.”
SnK W
“I feel very fortunate to have come across Addi House - after receiving a redundancy I wanted to make sure I was being smart with my money, and the advice, care and discretion I have experienced in only a short period with Kearsten and Cynthia has blown me away. I couldn't be happier with their services and would highly recommend to anyone.”
Libby F
“Kearsten is a brilliant financial planner and leads an excellent team at Addi House. We feel welcomed and listened to by Kearsten and would highly recommend Addi House for any financial planning needs. They go above and beyond to help their clients at all times! ”
Sophie M
“Kearsten at Addi House is wonderful to work with. She is incredibly knowledgeable, patient and finds ways to explain concepts to my husband (who loves lots of data/detail) and me (who prefers more simplistic explanations). We have been really happy with the contact, efficiency and initiative provided by Kearsten and have no hesitation in recommending Addi House to others who wish to consolidate their financial affairs and plan for their futures.”
Ashlee B
“Kearsten and team having been providing financial guidance to us for the last 18 months. Kearsten is a great listener and has tailored advice specifically to our short and long term needs. It is nice to know that the advice is impartial and independent of fees and commissions paid by investment funds. We would happily recommend Kearsten to friends and family.”
Steve K
“Addi house was recommended to my mother by a friend that gave Kearsten a glowing review. I reached out to explain my mothers situation and from the outset Kearsten was professional, caring and most importantly, able to explain her advice in a manner that was easy to understand. The time and effort given and the personal touch to simplify the process to reduce the stress on mum was of the highest quality and i would highly recommend Addi House and Kearsten to anyone requiring financial guidance and support. Keep up the great work, you are amazing!”
Fabian R
“Kearsten (Addi House) has been great to work with. I highly recommend the value Addi House delivers and the personal service is excellent. Kearsten made simple sense of the complexities we saw in our finances. I feel like our financial plans are clear now and we are in a much better position to know where we’re going as a family. Thank you 🙏”
John C
“We highly recommend Kearsten in all aspects of financial and estate planning. She has done a brilliant job honing our financial affairs, easily communicates complex matters in a straightforward manner, and regularly checks in to ensure all aspects of our affairs are on track. Every aspect of Kearsten's work with us has been faultless and the network of associated contacts (legal/accounting) she has recommended us to for other aspects of our planning have been of that same high level, making a great team.”
Stephen H
“Our financial situation is not without its complexities and Kearsten is always able to simplify the picture and steer us in the right direction. Kearsten is thorough, caring and meticulous and her follow up is always timely and efficient. What Kearsten says she will do, she does. We have great confidence that our best interests are being attended to. We are most grateful and could not recommend Kearsten more highly.”
Anne
“Kearsten and the team at Addi House are fantastic to work with - always promptly offering sage, easy to understand financial advice as well as providing that extra support to ensure all initiatives are enacted in a timely and considered fashion. I highly recommend them to anyone seeking support to manage their finances well.”
Claire P
“So glad we've been referred to Kearsten. Financial planning was one of those things that's always confused us and we put off doing to our own detriment. Kearsten is such a pleasure to work with, she really takes the time and puts in the effort to understand our needs and values, to tailor the best plan for us and explains everything we need to know in a clear and concise manner. Highly recommend!”
Lorraine D
“We initially engaged Kearsten because she is an independent financial advisor, which we have found to be the case. We have been particularly impressed with her thoroughness and follow up together with her excellent communication skills. Kearsten has gone ‘the extra mile’ to explain things and answer particular queries. Her ongoing contact as circumstances change gives us great confidence that we are all heading in the right direction. She has exceeded our expectations in every way. We have no hesitation in recommending her.”
Ian F
“Kearsten has experience and knowledge as a qualified Financial Adviser. Having been supported by Kearsten with my own affairs in the past, in addition to strong technical skills, she has a wonderful caring manner and excellent capability to understand what is critical in maximising a clients' financial position.”
Ric Z
“Kearsten and Cynthia are incredibly approachable and professional, they take the time to listen and understand us as a client and have always provided us with clear steps on how to reach our goals. We are constantly impressed by the detail and professionalism presented to us at each meeting!”
Alexander R
“Kearsten is wonderful at providing advice that is targeted to our individual family needs. She is very thoughtful and thorough in her planning and ensures that we are part of the decision making process at all times. We have also been really impressed by the depth of research that she undertakes and presents to us. So grateful that we have found her!”
Juanita P
“Kearsten and her team have given our family great confidence in our financial future. Incredibly easy to work with and trust. ”
David R
“Kearstens advice has been invaluable in helping us organise our finances and set realistic financial goals ”
Kim S
“From the initial meeting with Addi House, Kearsten's advice has been like a paradigm shift for us. Kearsten's approach and thoughtful consideration, has given us new perspectives on our current and future financial position. She was responsive, personable and pleasure to work with. With our advice session, Kearsten was never rushed, and took time to ensure that we fully understood the advice and the way forward. This was followed up with an advice summary that was both clear and comprehensive. We would not hesitate to recommend her. ”
Stephen W
“Kearsten and Cynthia at Addi House have been approachably professional in all of our (online) meetings. My husband and I have gained much peace of mind in having the support of an unbiased financial advisor who has our best interests and wishes forefront in planning for our transition to retirement. They are on the ball with changes to the finance laws and how that affects our super, investments etc, and are proactive in supporting us to make the changes required with our banking and superannuation infrastructure. As a (contractor) medical professional with a non-salaried position and fluctuating income, I have always struggled with standard financial advice. The team at Addi house "get" my circumstances, and I am grateful that I found them, even though they are 800km away from my home. ”
Barbara W
“I came to Addi House a newly single, self funded retiree, feeling financially overwhelmed. Kearsten and Cynthia helped me identify and prioritise my financial and lifestyle goals and then developed a cash flow plan to fit my circumstances. Having a cash flow plan established has enabled me to feel in control of my finances again, and restored my confidence in achieving the lifestyle I had wanted in my retirement”
Meredith D
“From our first meeting with Kearsten James from Addi House, we realized they had the expertise to understand where we were in our business and life and progress up through to a planned retirement. Kearsten has been our financial planner for a few years and are extremely confident our best interests are a priority. Kearsten’s friendly, outgoing personality, her regular contact with us, professionalism and attention to detail makes us confident and relaxed that she will always do her best for us and is always approachable. We have no hesitation in recommending Addi House as personal financial planners. ”
SnK W
“Finding the right advisor was crucial for us. From our initial consultation with Kearsten to ongoing support, they have exceeded our expectations every step of the way.
Kearsten possesses an unparalleled depth of knowledge coupled with a genuine passion for helping her clients succeed. She took the time to understand our unique financial goals and tailored a comprehensive strategy that aligned perfectly with our aspirations. What truly impressed us was the dedication to education and transparency. We never felt rushed or pressured; instead, we felt empowered and confident in our financial future plans.
Addi House operates with the utmost integrity. The fee structure is transparent, and we never had to worry about hidden charges and fees. It's clear that they prioritize their clients' interests above all else, which is incredibly reassuring in today's financial landscape.
”
Larry & Rebecca
“I feel very fortunate to have come across Addi House - after receiving a redundancy I wanted to make sure I was being smart with my money, and the advice, care and discretion I have experienced in only a short period with Kearsten and Cynthia has blown me away. I couldn't be happier with their services and would highly recommend to anyone. ”
Libby F
“Kearsten is a brilliant financial planner and leads an excellent team at Addi House. We feel welcomed and listened to by Kearsten and would highly recommend Addi House for any financial planning needs. They go above and beyond to help their clients at all times! ”
Sophie M
“Kearsten at Addi House is wonderful to work with. She is incredibly knowledgeable, patient and finds ways to explain concepts to my husband (who loves lots of data/detail) and me (who prefers more simplistic explanations). We have been really happy with the contact, efficiency and initiative provided by Kearsten and have no hesitation in recommending Addi House to others who wish to consolidate their financial affairs and plan for their futures. ”
Ashlee B
“Kearsten and team having been providing financial guidance to us for the last 18 months. Kearsten is a great listener and has tailored advice specifically to our short and long term needs. It is nice to know that the advice is impartial and independent of fees and commissions paid by investment funds. We would happily recommend Kearsten to friends and family. ”
Steve K
“Addi house was recommended to my mother by a friend that gave Kearsten a glowing review. I reached out to explain my mothers situation and from the outset Kearsten was professional, caring and most importantly, able to explain her advice in a manner that was easy to understand. The time and effort given and the personal touch to simplify the process to reduce the stress on mum was of the highest quality and i would highly recommend Addi House and Kearsten to anyone requiring financial guidance and support. Keep up the great work, you are amazing! ”
Fabian R
“Kearsten (Addi House) has been great to work with. I highly recommend the value Addi House delivers and the personal service is excellent. Kearsten made simple sense of the complexities we saw in our finances. I feel like our financial plans are clear now and we are in a much better position to know where we’re going as a family. Thank you 🙏 ”
John C
“We highly recommend Kearsten in all aspects of financial and estate planning. She has done a brilliant job honing our financial affairs, easily communicates complex matters in a straightforward manner, and regularly checks in to ensure all aspects of our affairs are on track. Every aspect of Kearsten's work with us has been faultless and the network of associated contacts (legal/accounting) she has recommended us to for other aspects of our planning have been of that same high level, making a great team. ”
Stephen H
“Our financial situation is not without its complexities and Kearsten is always able to simplify the picture and steer us in the right direction. Kearsten is thorough, caring and meticulous and her follow up is always timely and efficient. What Kearsten says she will do, she does. We have great confidence that our best interests are being attended to. We are most grateful and could not recommend Kearsten more highly. ”
Anne
“Kearsten and the team at Addi House are fantastic to work with - always promptly offering sage, easy to understand financial advice as well as providing that extra support to ensure all initiatives are enacted in a timely and considered fashion. I highly recommend them to anyone seeking support to manage their finances well. ”
Claire P
“So glad we've been referred to Kearsten. Financial planning was one of those things that's always confused us and we put off doing to our own detriment. Kearsten is such a pleasure to work with, she really takes the time and puts in the effort to understand our needs and values, to tailor the best plan for us and explains everything we need to know in a clear and concise manner. Highly recommend! ”
Lorraine D
“We initially engaged Kearsten because she is an independent financial advisor, which we have found to be the case. We have been particularly impressed with her thoroughness and follow up together with her excellent communication skills. Kearsten has gone ‘the extra mile’ to explain things and answer particular queries. Her ongoing contact as circumstances change gives us great confidence that we are all heading in the right direction. She has exceeded our expectations in every way. We have no hesitation in recommending her. ”
Ian F
“Kearsten has experience and knowledge as a qualified Financial Adviser. Having been supported by Kearsten with my own affairs in the past, in addition to strong technical skills, she has a wonderful caring manner and excellent capability to understand what is critical in maximising a clients' financial position. ”
Ric Z
“Kearsten and Cynthia are incredibly approachable and professional, they take the time to listen and understand us as a client and have always provided us with clear steps on how to reach our goals. We are constantly impressed by the detail and professionalism presented to us at each meeting! ”
Alexander R
“Kearsten is wonderful at providing advice that is targeted to our individual family needs. She is very thoughtful and thorough in her planning and ensures that we are part of the decision making process at all times. We have also been really impressed by the depth of research that she undertakes and presents to us. So grateful that we have found her! ”
Juanita P
“Kearsten and her team have given our family great confidence in our financial future. Incredibly easy to work with and trust. ”
David R
“Kearsten and Cynthia have been my financial planners for a year now and we've found them to be exceptionally valuable to helping us getting our ducks in a row and feeling better prepared for the future. Their advice always takes into account our short term and long term goals. Knowing that someone is keeping an eye on where we want to be long-term, even while our short-term plans might change, makes me feel confident that we're still heading in the right direction. They've given us reassurance, helped us make better decisions, and helped us put back-up plans in place for any curve balls life might throw at us.
I previously worked with Kearsten and Cynthia for several years and always valued their integrity, honesty and passion. When it was time for me to find my own financial planner, I knew that I wanted to work with them. Their independent, unbiased advice model, and refusal of commissions means that I can trust the advice being given is tailored to me and my situation, and isn't just based on what will give them the best commission. I'm looking forward to working with them for many years to come!
”
Amy N
“Kearstens advice has been invaluable in helping us organise our finances and set realistic financial goals ”
Kim S
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Kearsten and Addi House Featured in FS Advice Magazine
