Cash Flow Planning

Strategic structure for your cash flow

Making the most of your income

As an independent financial advisor, we take a strategic and unbiased approach to cash flow planning, ensuring that every recommendation is tailored to your needs, not influenced by external interests. Cash flow is the foundation of financial stability, and we help you bring structure and clarity to how your money moves.

By creating guardrails for spending, capturing surplus income, and making sure your earnings work efficiently for you, we put you in control. Whether you’re looking to build savings, reduce debt, or optimise your income for long-term success, our independent advice gives you the confidence to make informed financial decisions.

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HOW IT WORKS

Our Simple, Proven Process to Financial Success

From discovery to action, we guide you through every step, ensuring your financial goals are within reach.

“I came to Addi House a newly single, self funded retiree, feeling financially overwhelmed. Kearsten and Cynthia helped me identify and prioritise my financial and lifestyle goals and then developed a cash flow plan to fit my circumstances. Having a cash flow plan established has enabled me to feel in control of my finances again, and restored my confidence in achieving the lifestyle I had wanted in my retirement”

Meredith D

Ready To Get Started?

Start your journey with a complimentary, no-obligation chat

Frequently Asked Questions

How do you structure a cash flow plan for my income and expenses?

We analyse your current income and expenses, then create a customised plan that aligns with your financial goals, helping you manage spending and capture surplus.

What kind of banking structure do you recommend for managing cash flow?

We design practical, tailored banking systems that simplify your financial management and support the successful implementation of your cash flow plan.

Can you help if I feel like I earn a lot but have little to show for it?

Yes, we provide strategies to identify spending patterns, reduce inefficiencies, and ensure your income is working toward your financial priorities.

How does cash flow planning help me achieve long-term goals?

By systemising how you manage your money and capturing surplus income, we ensure every dollar is working efficiently to support your savings, investments, and future goals.

Is cash flow planning only for people with irregular income?

Not at all! Cash flow planning benefits anyone who wants to optimise their income, gain control over their spending, and build long-term financial security.

Knowledge Hub

Publications

Kearsten and Addi House Featured in FS Advice Magazine

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Estate & Legacy Planning, Podcasts

Navigating Life After Loss: Kearsten James on the Life, Loss & Legacy Podcast